Lumbee Capital Group is a powerful resource for your entrepreneur network. With a portfolio of more than 300 lending partners, we offer the scale to ensure you can always find the financing that fits you, not just your budget. We assist you in finding a solution for your challenge, we assure every next step is the right step for you.
Business Term Loan
Unique Benefits
• $10 Million Max Funded Amount
• 1 - 2 Year Terms
• Weekly/Monthly Payments
• No Prepayment Penalty
• Refinance up to 2 Loans
• Could Report to Business Credit
Qualifications
• 2 Years Time in Business
• 600+ FICO
• $500,000 Annual Sales or $40,000 Deposited Monthly
• Business Bank Account
Business Line of Credit
Unique Benefits
• $750,000 Max Line of Credit
• Approved Amount Based on Cash Flow
• Same Day Funding Available
• Only Pay for What You Use
• Weekly/Monthly Payments
• True Revolver; Each Payment Frees Up Additional Available Funds
Qualifications
• 1 Year Time in Business
• 600+ FICO
• $500,000 Annual Sales or $40,000 Deposited Monthly
• Business Bank Account
Business Advance
Unique Benefits
• $10 Million Max Funded Amount
• Approved Amount Based on Cash Flow
• Same Day Funding Available
• 6 - 24 Month Terms Available
• Daily/Weekly/Monthly Payments
• Early Payoff Discounts Available
Qualifications
• 1 Year Time in Business
• No Minimum FICO
• $500,000 Annual Sales or $40,000 Deposited Monthly
• Business Bank Account
Equipment Financing
Unique Benefits
• $5 Million Max Funded Amount
• 1 - 5 Year Terms • Rates Start at 7%
• 100% Financing Available
• Purchase & Leasing Options
• Vender & Private Sales
Qualifications
• 1 Year Time in Business
• 550+ FICO
• Business Bank Account Required
• Invoice Required
Inventory Line of Credit
Unique Benefits
• Facility Size $100,000 - $10,000,000
• Revolving Line of Credit
• Line of Credit Amount Fluctuates as Inventory Fluctuates (up and down)
• Rates Starting at Prime + 2%
• Up to 85% Financing of Inventory Liquidation Value
• 7+ Days Application to Funding
Qualifications
• 1 Year Time in Business
• No Minimum FICO
• $1 Million in Annual Sales
• $1 Million in Current Inventory
Account Receivable Line of Credit
Unique Benefits
• Facility Size: $100,000 - $100,000,000
• Revolving Line of Credit
• Line of Credit Amount Fluctuates as outstanding A/R Fluctuates
• Rates Starting at Prime + 2%
• Up 95% Financing of Current A/R
• 7+ Days Application to Funding
Qualifications
• 1 Year Time in Business
• No Minimum FICO
• $1 Million in Annual Sales
• $250,000+ in A/R on Short Terms
SBA Loan
Unique Benefits
• $5 Million Max Funded Amount
• Approvals: 1-5 Days, Funding 4-10 Weeks
• SBA 7a: 10 Year Term SBA 504: 25 Year Term
• Rate: Prime + 1% - 2.75%
• Monthly Payments
• No Prepayment Penalty
• Reports to Business Credit Bureaus
Qualifications
• 2 Years Time in Business
• 660+ FICO
• $40,000 Deposited Monthly in Business Bank Account or $500,000 Annual Sales
• No BKs/Liens/Foreclosures in Last 3 Years
Sub Debt
Unique Benefits
• $10 Million Max Funded Amount
• 1 - 2 Year Terms
• Approved Amount Based on Cash Flow
• Rates Starting at 15% - Up to 24 Month Terms
• Subordinate 2nd Lien Behind Senior Lender
• No Collateral coverage, No equity, No warrants, & No covenants
Qualifications
• 1 Year Time in Business
• 600+ FICO
• $1 Million in Annual Sales
CannaBusiness Financing
Unique Benefits
● Get Funding Fast, Without Losing \Equity
● Unsecured Solutions Available
● No Industry Restrictions
● Approvals in 24 hours, Funding in 48 Hours
● No Usage Restrictions - Use Funds to Purchase Inventory, Open a New Location, or Hire staff
Qualifications
● 1 Year Time in Business (*6 months TIB if Depositing Over 50,000 per Month)
● $40,000 Deposited Monthly in Business Bank Account or $500,000 Annual Sales
● No Minimum FICO
Financing for Healthcare
Unique Benefits
● Owning a Practice is Not a Requirement
● Low Rates and Long Terms
● Available to Most Licensed Medical Professionals
Qualifications
● 1 Year Time in Business (*6 Months TIB if Depositing Over $50,000 Per Month)
● $40,000 Deposited Monthly in Business Bank Account or $500,000 Annual Sales
● No Minimum FICO
Women Empowerment Loan
Unique Benefits
● Same Day Funding Available
● All Industries
● 6 - 24 Month Terms Available
● Up to $5 Million Funded Amount
● Flexible Terms
Qualifications
● 1 Year Time in Business (*6 Months TIB if Depositing Over $50,000 Per Month)
● $40,000 Deposited Monthly in Business Bank Account or $500,000 Annual Sales
● No Minimum FICO
Veterans’ Business Loan
Unique Benefits
● Same Day Funding Available
● All Industries
● 6 - 24 Month Terms Available
● Up to $5 Million Funded Amount
● Flexible Terms
Qualifications
● 1 Year Time in Business (*6 Months TIB if Depositing Over $50,000 Per Month)
● $40,000 Deposited Monthly in Business Bank Account or $500,000 Annual Sales
● No Minimum FICO
We welcome the opportunity to talk with you about your business or project and the funding it requires. In order to do so, the first step is to please submit a contact request form or send us some written information to info@lumbeecaptialgroup.com .Every effort is made to respond to inquiries as quickly as possible. Our normal business hours are Monday - Friday 9 AM to 5:30 PM Eastern Time. Please include information such as project size, industry, basic facts, etc. about your project.